PCB Bancorp Boosts Shareholder Returns with Dividend Hike and Strong Earnings

PCB Bancorp has delivered a compelling performance for its shareholders, announcing an increased dividend alongside robust quarterly results that surpassed analyst forecasts. The financial institution's fourth-quarter earnings for 2025 came in at $0.64 per share, a substantial jump from the $0.46 per share reported for the same period last year.

• Q4 Earnings Per Share: $0.64
• Quarterly Cash Dividend: $0.22 (a 10% increase from the prior quarter)
• Total Assets: $3.28 billion (up 7.1% year-over-year)
• Total Deposits: $2.80 billion (a 6.9% increase year-over-year)

Dividend Increase Signals Confidence

In a direct move to return capital to its investors, the bank's board declared a rise in its regular quarterly cash dividend. The payout will increase to $0.22 per common share, up from the previous $0.20. Shareholders of record as of February 13 will be eligible for the distribution, which is scheduled for payment around February 20.

Henry Kim, President and CEO of PCB Bancorp, linked the decision directly to the company's operational strength. He stated that the enhanced dividend reflects a continued commitment to sharing the bank's financial success with its equity holders.

Should investors sell immediately? Or is it worth buying PCB Bancorp?

Solid Annual Growth Amid Quarterly Shift

The company's year-end report for December 31, 2025, demonstrates healthy expansion over the full year. PCB Bancorp grew its total asset base to $3.28 billion, while total deposits climbed to $2.80 billion. However, a sequential comparison reveals a slight moderation, with both assets and deposits edging lower relative to the figures from the third quarter of 2025.

Credit quality metrics remained firm, with the allowance for credit losses standing at 1.18% of total loans at the close of the year. The question for analysts now is whether the bank can reaccelerate its growth momentum following this recent quarterly dip.

Investors will gain clearer insight with the upcoming release of first-quarter 2026 results. PCB Bancorp is expected to publish its financial report for this period on April 23.