Is First Citizens BancShares Poised for a Recovery?

A significant analyst upgrade, a new strategic alliance, and robust quarterly performance may be signaling a potential reversal for First Citizens BancShares after a prolonged period of decline. The critical question for investors is whether these developments are substantial enough to foster a lasting turnaround.

The foundation for a more positive outlook is built on impressive second-quarter results for 2025. First Citizens BancShares reported adjusted earnings per share of $44.78, significantly surpassing analyst expectations of $39.08. Furthermore, the bank posted revenues of $2.38 billion, which also exceeded the projected $2.21 billion. Adding to its financial strength, the institution recently fortified its capital structure through a successful $600 million debt offering.

Analyst Sentiment Shifts from Sell to Hold

Reflecting this improved fundamental picture, Wall... Read more...