Fiserv Shares Plunge Following Disappointing Quarterly Results

Fiserv, the financial technology provider, witnessed a dramatic selloff after reporting third-quarter 2025 earnings that fell substantially short of market projections. The company's stock dropped to its lowest valuation in more than five years as investors reacted to disappointing performance metrics and significantly reduced forward guidance.

In a sweeping leadership transition, Fiserv announced several key executive appointments. Paul Todd has been named as the new Chief Financial Officer, while Takis Georgakopoulos and Dhivya Suryadevara have been appointed as Co-Presidents. The board of directors is also undergoing changes with the addition of three new directors and the appointment of Gordon Nixon as independent board chair.

These leadership changes follow an internal review that identified previously over-optimistic growth assumptions. In another significant corporate development, Fiserv will transition its stock exchange listing from the New York Stock Exchange to Nasdaq.

Quarterly Performance Misses Expectations

The company's financial results for the third quarter of 2025 failed to meet analyst expectations across multiple key metrics:

Should investors sell immediately? Or is it worth buying Fiserv?

• Adjusted earnings per share: $2.04 (well below consensus estimates)
• Quarterly revenue: $4.92 billion (falling short by nearly half a billion dollars)

Of particular concern to market observers was the substantial slowdown in organic revenue growth, which decelerated to just 1% year-over-year. The company's Financial Solutions segment experienced an even more pronounced contraction, declining by 3% during the same period.

Guidance Revision Signals Deeper Challenges

Responding to the disappointing quarterly performance, Fiserv substantially downgraded its full-year outlook. The company now projects organic revenue growth between 3.5% and 4%, a significant reduction from the approximately 10% expansion previously anticipated.

The earnings forecast has been similarly adjusted downward, with management now expecting full-year earnings per share in the range of $8.50 to $8.60, compared to the earlier projection of $10.15 to $10.30.

The combination of weak quarterly results, leadership changes, and dramatically reduced guidance has created significant uncertainty about Fiserv's near-term growth trajectory, prompting one of the most substantial single-day declines in the company's recent history.