Bank First National Stock: Analysts See Further Upside Potential

Shares of regional U.S. lender Bank First National are trading around $130.50, having posted modest gains over the past week. Market experts maintain a positive outlook, with the consensus price target standing at $146, indicating significant room for growth from current levels. A major strategic development is also on the immediate horizon for the institution.

A pivotal event for Bank First National is the impending acquisition of Centre 1 Bancorp, a transaction valued at approximately $174.3 million. Having secured all necessary regulatory approvals, the deal is scheduled for completion on January 1, 2026. This move represents the bank's first foray outside its home state of Wisconsin, extending its reach into southern Wisconsin and northern Illinois markets. The integration of the acquired operations is slated for the second quarter of 2026.

Shareholder Returns and Market Sentiment

The company continues its commitment to returning capital to shareholders. The next dividend payment of $0.45 per share is scheduled, with an ex-dividend date of December 24, 2025. This consistent distribution policy highlights management's sustained focus on shareholder value.

Should investors sell immediately? Or is it worth buying Bank First National?

The analyst consensus currently rates Bank First National stock as a "Moderate Buy." The average price target of $146, with a range spanning from $142 to $150, suggests anticipated appreciation from the present trading price. Investment firm Piper Sandler presently maintains a "Neutral" stance on the equity.

It is noteworthy that the share price achieved a record closing high of $134.93 on October 14, 2025.