AU Credit Cards: Unlocking the Power of Premium Banking

is no longer just a payment instrument—it’s a gateway to a lavish lifestyle. AU Small Finance Bank understands this shift and has crafted a portfolio of credit cards that blend premium banking features with everyday utility. From curated rewards and travel privileges to smart controls and digital-first access, AU Credit Cards are designed to elevate how you spend, save, and live.

AU SFB offers a diverse range of credit cards, each designed to match unique spending habits and lifestyle preferences:

 

AU Zenith+ Credit Card

• Crafted in metal which caters to impeccable taste
• Experience luxury with complimentary domestic and international airport lounge access
• Up your game with complimentary golf games & lessons
• Luxury brand vouchers and movie passes
• Shop carefree with low forex markup

 

AU Vetta Credit Card

• Ideal for high spenders
• Complimentary Airport Lounge access (domestic and international)
• 1% Fuel surcharge waiver
• Complimentary Concierge services
• Earn Reward Points & Brand vouchers as Milestone Benefits

 

AU LIT Credit Card

• India’s first fully customizable credit card
• High reward points every cycle
• Switch features on or off based on lifestyle needs
• Cashback on apparel and groceries
• Domestic airport lounge visits every quarter

 

AU Spont Credit Card

• Cashback on UPI transactions
• Fuel surcharge waiver
• Airport & railway lounge access for frequent travellers

 

AU Nomo Credit Card

• Secured Credit Card backed by FD
• Domestic airport lounge & railway lounge access every quarter
• Helps improve credit score in case not eligible for unsecured credit cards
• Low forex markup for international transactions
• Fuel savings and global offers

 

AU Altura & Altura Plus Credit Cards

• Railway lounge access every quarter
• Cashback on POS retail transactions
• Fuel surcharge waiver
• Milestone Benefits

 

Beyond Transactions: Features That Empower

 

AU Credit Cards are packed with features that go beyond the basics:

Instant & Easy Access to Credit: Apply online with minimal paperwork and start transacting immediately.

Cashback & Reward Points: Earn on every swipe—whether it’s groceries, utilities, or travel. Points never expire and can be redeemed for purchases or bill payments.

Purchase Protection & Insurance: Enjoy complimentary card liability cover and comprehensive insurance on select cards.

Interest-Free Period: Benefit from 45 days of interest-free credit, provided bills are paid on time.

Lifestyle Privileges: From wellness and entertainment to travel and shopping, AU Credit Cards offer curated experiences and exclusive discounts.

Security & Control: Block lost or stolen cards instantly, reset PINs seamlessly, and manage features in real time.

 

Premium Banking, Made Accessible

AU Small Finance Bank is democratizing premium banking. Whether you're in a metro or a tier-2 city, AU SFB ensures that you have access to world-class credit card benefits. With transparent terms, instant digital onboarding, and dedicated support, AU Credit Cards are designed to empower every Indian with smarter financial choices.

For individuals seeking secured options, AU SFB also offers the convenience of a credit card against FD, allowing users to enjoy credit benefits while leveraging their fixed deposits.

 

Disclaimer

This article is intended for informational purposes only. Features, benefits, and offers mentioned are subject to change at the discretion of AU Small Finance Bank. Readers are advised to visit the official AU SFB (Small Finance Bank) website or contact customer service for the most up-to-date information before applying for any credit card.