Turkiye Garanti Bankasi A.S. / US9001487019

TO: Investment Community FROM : Garanti BBVA / Investor Relations SUBJECT: Early redemption of the MTN Issued by our Bank DATE: July 25, 2025 Reference: Public disclosure of T. Garanti Bankas? A.? on 28.10.2024. With the related public disclosure, it was announced that the sale of the notes amounting to USD 150,000,000 with 368 days maturity and puttable was completed on 28.10.2024. The investor has decided to use the put option regarding the notes (ISIN: XS2929970437). Accordingly, the notes redeemed on 24 July 2025.     *In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.   We declare that our above statements are in conformity with the principles included in the Board’s Communiqué, Serial II Nr.15.1, that it exactly reflects the information we received; that the information complies with our records, books and documents; that we did our best to obtain the correct and complete information relative to this subject and that we are responsible for the declarations made in this regard.     Yours sincerely, Garanti BBVA Contact Garanti BBVA Investor Relations: Tel: +90 212 318 2352 Fax: +90 212 216 5902 E-mail: investorrelations@garantibbva.com.tr www.garantibbvainvestorrelations.com